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The All Risk section provides cover for items not specifically insured and is limited to 25% of the sum insured. Specified items cover individual items and its respective values.
Items to be specifically insured would generally include:
| Cell phones | Laptops | Contact Lenses | Jewellery | Caravan Contents | Golf Carts |
| Bicycles | Cameras | Firearms | Items kept in a Bank vault | Sporting / Fishing / Camping Equipment |
Please note that this is a summary of the cover available. The full terms, conditions and exclusions of cover are contained in the CIB Personal Lines policy wording.