CIB Insurance

Owners of shopping malls, retail centres, office parks and residential complexes can relax in the knowledge that CIB's Buildings product will provide the cover they need for their building.

Key benefits of the CIB Buildings product that is included at no additional cost:

Office Contents:	R125 000 Including theft cover up to 25% of the contents sum insured	Buildings:	Rent up to 30% of the sum insured. Escalation included for 10% of the sum insured
Money: Major Limit - Personal Accident -	R25 000 R20 000	Trustees' Imdemnity:	R750 000
Fidelity Guarantee: Limited to 10 employees	R75 000	Glass: Internal and external Glass -	R20 000
Business All Risk: Garden tools & furniture -	R10 000	Accidental Damage: Articles of a brittle nature -	R125 000 R50 000
Employers' Liability:	R5 000 000	Machinery Breakdown:	R50 000 per premises
Claims Preparation Costs:	R50 000	Basic Building Excess:	Flat R1 000
Property Owner's Liability :	R5 000 000	Geyser cover is optional:	If the CIB Emergency Assist number is used for geyser claims on this product, no excess will apply.

The CIB Emergency Number is 0860 104 952.

The above limits can be increased at an additional premium.

Please note that this is a summary of the cover available. The full terms, conditions and exclusions of cover are contained in the CIB Buildings Policy Wording.

If you would like a copy of the CIB Buildings Policy Wording, please contact Juan Erasmus on juane@cib.co.za

Building Insurance

Owners of shopping malls, retail centres, office parks and residential complexes can relax in the knowledge that CIB's Buildings product will provide the cover they need for their building.