CIB offers a tailor made commercial product developed to provide for the specific needs of the AGRI market.
Cover includes:
This cover is for Harvester and Tractor tyres damaged beyond repair if mentioned in the schedule to be included. Cover will be restricted to the tyres of the traction wheel only. When a vehicle is insured for Third Party, Fire and Theft only, cover will be limited to R5 000 per tyre.
Cover is provided for the spread of fire from your premises to your neighbours premises due to negligence on your or your employees’ side. Cover can be increased to a maximum of R 20 million.
To enjoy this cover the farmer must comply with all the government requirements as noted in the “National Veld and Forest Fire Act"
This section will exclude the spread of fire to forests, plantations and sugar cane fields.
All vehicles and implements related to farming activities as well as vehicles used for personal purposes can be insured comprehensively, for the balance of third party, fire and theft, and for third party only. On an Agri policy, boats and jet skis can only be insured comprehensively.
Our Agri policy is designed to cover everything relating to the insured that is specific to farming, as well as his/her personal belongings and assets. The policy is an all encompassing combined product for the client.