The CIB Building's product is a policy specifically designed for buildings only, and is based on the buildings combined wording, with the following additional features/benefits:
CIB's target market for their buildings product includes:
The key benefits of the CIB Buildings product that are included at no additional cost are listed below:
| Office Contents: | R125 000 |
| Money: | |
|
R25 000 R20 000 |
|
Fidelity Guarantee: |
R75 000 |
| Buildings: | Rent up to 30% of the sum insured. |
| Glass: | R20 000 |
| Business All Risk: | |
|
R10 000 |
| Accidental Damage: | R125 000 |
|
R50 000 |
| Trustees' Liability: | |
|
R 750 000 |
| Employers' Liability: | R5 000 000 |
| Machinery Breakdown: | R50 000 |
| Claims Preparation Costs: | R50 000 |
| Property Owner's Liability : | R5 000 000 automatic cover. Can be increased to R20 000 000 at an additional premium. |
| Basic Building Excess: |
Flat R1 000 |
| Basic Geyser Excess: |
Flat R1 000 * |
| Emergency Number: | 0860 104 952 |
By contacting the CIB EMERGENCY NUMBER on 0860 104 952, you will have access to all of the following value-added services under the Buildings product and Buildings Combined section, 24 hours a day, 365 days of the year. The CIB EMERGENCY ASSISTANCE offers you a 24 hour service and is designed to assist you with the following problems:
• Burst geysers
• Water pipes
• Broken windows
• Electrical breakdowns
• Locksmith
• Carpet specialists
• Painter
The call-out fee, plus one hour's labour, will be covered.
Cover is limited to two cases per annum.
Please note that this is a summary of the cover available. The full terms, conditions and exclusions of cover are contained in the CIB Buildings Policy Wording.
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CIB Buildings Policy Wording |
