This product tops up the liability cover under the standard commercial policy. Top up liability will only become applicable if the client has elected to take this cover.
Limits of indemnity: R20- million in excess of the limits of indemnity of the underlying insurances.
POLICY INTENTION
Within the limits of the Operative Clause, this policy provides indemnity in the following alternative circumstances:-
4.1. Excess Layer Protection
4.2. Difference in Conditions Protection
4.3. Additional Risk Protection
Please note that this is a summary of the cover available. The full terms, conditions and exclusions of cover are contained in the Top Up Liability policy wording.
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Top Up Liability Policy Wording |
