Farmers deal with operational challenges unlike those of any other commercial enterprise. That’s to be expected when your closest business partner happens to be Mother Nature. Unpredictable livestock, fire hazards, highly specialised capital equipment, and freak weather patterns are just a few things the agricultural sector takes in its stride.
The risks also have far wider implications. Farmers don’t just need to put food on their own tables, but on the rest of the country’s as well. They also contribute significantly to the nation’s GDP. This makes keeping work cycles consistent and sustainable that much more important.
CIB’s Agricultural Insurance is a basic, yet specialised product designed to ensure a farm and its production lines continue in the event of misfortunes or losses.
CIB works alongside clients and brokers to provide essential advice, underwriting, and claim services that ensure assets are protected and critical work cycles remain uninterrupted.
- Personal cover: Domestic Buildings, Household Contents, All Risks, Watercraft and Personal Liability.
- Commercial cover: Motor (including specialised cover specific to agriculture vehicles and tyres), Fire, Livestock, Office Contents, Irrigation Systems, Electronic Equipment, Business Interruption, Theft, Money, Glass, Fidelity, Goods in Transit, Business All Risks, Accidental Damage, Public Liability, Employer’s Liability, Stated Benefits and Group Personal Accident.