With its size and contribution to the economy, agriculture in South Africa is under severe strain with a multitude of uncertainties plaguing the industry, including labor issues and climate change. Participants in direct agricultural activities range from subsistence to small scale local farmers, as well as small commercial to large commercial operations. Each of these has different risks and insurance needs. The risks that farmers face are unpredictable and ever-changing. Read the full article below featured in Cover Magazine Oct edition: